You’re Not Alone

Sensible personal finance can seem like going against the crowd. Spending wisely and saving according to a plan that meets short-term and long-term needs; paying down debt, and more than the minimum on credit cards, and making sacrifices all seem contrary to what everyone else appears to be doing. It seems like a lot of […]

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4 Ways to Eliminate Debt

There is a lot of interest right now in reducing debt, and that’s a good thing. And there are several debt reduction approaches that have proven successful for many people. We can focus on paying the smallest debt, the largest debt, or the debt with the highest interest rate. Or we can use debt consolidation […]

The 10 Basics of Personal Finance

The basics of personal finance are a new focus for many people, and sadly for some out of necessity. Across our nation efforts to spend less, save more, and reduce debt are helping individuals to gain some control and stability. For many it’s a long hard road, but forming good financial habits will have life-long […]

Personal Finance Software

Our financial goals are often very general such as “be out of debt” or “get a better handle on our money”. If we don’t have a clear picture of where we are and where we’re headed, the chances that we’re making progress in the right direction are pretty slim. In fact, we could be slipping […]