Spending and Lifstyle Decisions

Spending and Lifestyle Decisions The most important factor in managing our personal finances is our control over where our money is going. Before we can establish financial goals or move forward with a financial plan, we need to be honest with ourselves about our spending habits. And our spending habits are most often driven by […]

Holiday Spending Plans

Will you be splurging a little or a little too much for the Holidays? Do you plan to set a spending limit this year, and if so, how confident are you that won’t spend above it? In the coming weeks, the news will be filled with statistics about whether holiday spending is up or down […]