Personal Finance Simply Understood

Chris Simber's Personal Finance Blog

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Tag Archives: Savings account

It will only cost you pennies per day!

June 29, 2016 · by Chris Simber | in General, Personal Finance, Saving | tagged financial habits, long term saving, personal finance, Saving, saving plan, Savings, Savings account | Leave a comment

When we hear sales promotions that say that it will cost us pennies per day, or for just $1.00 a day we can have this or that, the idea is to keep us thinking in small numbers. But those small numbers add up and become big numbers over time. Well, it works the same way […]

“Just Pennies per Day!”

December 22, 2014 · by Chris Simber | in General, Personal Finance, Saving | tagged personal finance, Saving, saving plan, Savings account, savings goal | Leave a comment

When we hear sales promotions that say it will cost us pennies per day, or for just $1.00 a day we can have this or that, the idea is to keep us thinking in small numbers. But those small numbers add up and become big numbers over time, and it work the same way with […]

Spending and Lifestyle Decisions

August 5, 2014 · by Chris Simber | in Debt, Personal Finance, Saving, Uncategorized | tagged debt, emergency fund, personal finance, personal finance plan, Savings, Savings account | Leave a comment

The most important factor in managing our personal finances is our control over where our money is going. Before we can establish financial goals or move forward with a financial plan, we need to have firm control of our spending habits. And our spending habits are most often driven by our lifestyle decisions. For instance, […]

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One Often Overlooked Company Benefit

July 21, 2014 · by Chris Simber | in Investing, Personal Finance, Retirement, Saving, Uncategorized | tagged gross income, Individual retirement account, long term saving, personal finance, retirement account, Savings account | Leave a comment

If you’re employer has a 401(k) plan and you’re not contributing, it’s time to take a serious look at the financial benefits these plans offer. Company sponsored 401(k) plans allow us to deposit a limited amount of pretax income (taken from our gross pay before taxes are withheld) to an account that grows tax-deferred. This […]

Roth or Traditional IRA? – Mike Piper answers on the Oblivious Investor

April 15, 2014 · by Chris Simber | in General, Investing, Personal Finance, Saving, Uncategorized | tagged investments, personal finance, retirement account, saving plan, Savings account | Leave a comment

I’ve read quite a bit of Mike’s posts and find them articulate and informative. This week he tackles the IRA question and explains the affect that marginal tax rate has on the decision in words we can understand.  Read the Article

It’s Only a Dollar…

January 11, 2014 · by Chris Simber | in General, Saving | tagged Credit card, debt elimination, personal finance, Saving, Savings account | Leave a comment

Ben Franklin is quoted as saying that a penny saved is a penny earned, but he actually said that “A penny saved is two pence dear”, meaning a penny saved is two pennies earned. Apparently in Mr. Franklin’s day, pennies received a lot more attention than they do today. We tend to leave pennies behind in that little tray […]

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By using this site, you explicitly agree not to hold Chris Simber or Jazer Solutions, LLC, or any of its members liable in any way for damages arising from decisions you make based on the information made available on this site. I am not a financial advisor or counselor or investment advisor, and the information on this site is for entertainment and informational purposes only. It does not constitute financial advice or recommendations of any kind.

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