An Often Overlooked Company Benefit

If you’re employer has a 401(k) plan and you’re not contributing, it’s time to take a serious look at the financial benefits these plans offer. Company sponsored 401(k) plans allow us to deposit a limited amount of pretax income (taken from our gross pay before taxes are withheld) to an account that grows tax-deferred. This […]

Mortgage Tax Benefits Reality Check

We often hear that owning a home with a mortgage provides a tax benefit at income tax time since mortgage interest is tax deductible, but there’s a bit more to it. Many people think that the full amount of their mortgage interest paid throughout the year is subtracted from their income taxes, but mortgage interest […]

Is There Really “Good” Debt?

We often hear about or see articles referring to something called “Good Debt”, and if you’re like me you wonder how any kind of debt could be considered good. Credit card debt, loan debt, household debt, and the national debt get plenty of negative headlines and rightly so, but what might be considered good debt? For […]